According to the National Center for Education Statistics, the average annual cost for college tuition, fees and housing has risen to more than $19,000, and that amount increases every year. Unfortunately, this data doesn’t even consider the cost of books, household items and electronic necessities such as computers. If you are a college student or the parent of a college student in need of a laptop, Advantage Financial can help.
Selecting the Right Computer
Laptop computers come in a wide range of sizes, storage capacities and speeds—which means they also come in a wide range of prices. Before purchasing the cheapest or the most expensive model, consider its intended use. If the computer is going to be used for research and word processing, a more cost-effective model should be sufficient. Students who plan to study subjects such as graphic design or video editing, however, will need a computer with more RAM (random access memory) and storage for large files. If you’re still unsure what the best option would be, read consumer reviews online. These should give you some great insight into how to get the most bang for your buck.
Once you’ve determined the best model, you’ll know about how much money you’ll need for financing your computer. Be sure to also consider the cost of surge protectors, flash drives, laptop bags or cases, and other necessities.
Our Loan Options
At Advantage Financial, we offer personal loans ranging from $500 to $5,000. Our secure platform allows users to apply online and be processed quickly. This means that if you’re approved, you’ll have the money you need to purchase your computer within 24 to 48 hours from the time you submitted your application.