Did you get engaged on Valentine’s Day? Arguably the most romantic day of the year, Valentine’s Day is a popular day for people to pop the question to their significant other in hopes of future marital bliss. But before that marriage can officially begin, you’re going to have a wedding and potentially a honeymoon. And both of these events, love it or not, are an expense—wedding expenses that you may not always have the cash for upfront.

According to The Knot, the average wedding costs about $29,000, depending on where you live.If you live in an urban area, for example, costs will be higher for your wedding. If you’re not receiving any financial help from your or your significant other’s parents, or if you’re looking to pay for your child’s wedding, this figure may or may not be readily attainable.

If the total sum of your wedding and/or honeymoon is higher than what you can afford with cash, you have a few options. One is to put the wedding and honeymoon expenses on your high-limit credit card. Depending on your card and provider, however, this could result in over-paying for these expenses due to a high interest rate.Should You Get a Wedding Loan?

Another option is to seek out a personal loan. Some companies offer specific wedding loans and travel loans, which can cover your honeymoon. Otherwise you can simply apply for a general personal loan.A wedding loan has its own benefits, including a potentially lower APR, which means you spend less money over time while you pay off the big events. If you qualify, loans may also have higher limits than your credit card. Putting your wedding and/or honeymoon on a loan payment plan could mean you can enjoy the wedding, reception and honeymoon you always dreamed of without having to break the bank upfront and to instead pay in more manageable increments over time. Finally, using a loan could take at least some of the financial pressure off either set of parents.If you’ve recently gotten engaged or are in the midst of nuptial preparation, don’t let the high cost of wedding expenses deter you from having the time of your life. And remember that financial companies, such as certified loan providers, will always be there to help if you’re in need.Stop by your local branch or apply online today!


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